When are building permits needed?
Building codes are established by local authorities to set out minimum public-safety standards for building design, construction, quality, use and occupancy, location and maintenance. There are specialized codes for plumbing, electrical and fire, which usually involve separate inspections and inspectors.
All buildings must be issued a building permit and a certificate of occupancy before it can be used. During construction, housing inspectors must make checks at key points.
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negotiating interest rates |
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Are interest rates negotiable?
Some lenders are willing to negotiate on both the loan rate and the number of points but this isn't typical among established lenders who set their rates like large corporations set the prices on their goods. Nevertheless, it pays to shop around for loan rates and know the market before you go in to talk to a lender. You should always look at the combination of interest rate and points and get the best deal possible.
The interest rate is much more open to negotiation on purchases that
involve seller financing. These usually are based on market rates but
some flexibility exists when negotiating such a deal.
When shopping for rates, look for published rates in local newspapers
or check the growing number of Internet sites that publish such
information.
Questions about Kalamazoo & Portage Michigan Real Estate?
Ask us below or Call us Now at 269-760-1558
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