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How do you qualify as a first-time buyer?

In general, lenders define a first-time home buyer as someone who has not owned any real estate -- whether a personal residence, vacation home or investment property -- during the past three years.
Lenders verify an applicant's status by examining their income tax returns, checking to see that the individual did not take any deductions for mortgage interest or property taxes.
 
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info. on VA loans Joel Nelson
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PMI information Joel Nelson
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monitoring your ARM loan Joel Nelson
list of mortgage brokers Joel Nelson
mortgage information Joel Nelson
information on lock-ins Joel Nelson
 
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