The Two Things NOT To Do After Your Offer

on a Kalamazoo Home Is Accepted

1) : You've made the offer on a home for sale in Kalamazoo MI.   It was accepted. Maybe the seller didn't even counter-offer.  They simply accepted your offer.  You've almost bought the home you've chosen.  Then, later that night, or the next day, or the next, you start worrying.   Did I make a good decision? Can I afford it? What if this happens? What if that happens?

This is a normal reaction. It is called buyer's remorse.  Almost every Kalamazoo home buyer experiences it, especially first time home buyers.  It's a big decision and it's natural to second-guess yourself.

The best way to handle buyer's remorse is to take out a sheet of paper and draw a line down the center. On one side, list all the positive things about buying this home. On the other side, list all of the negatives. You will very likely come to realize that buying this home is a good decision.  Remember how you felt when you first walked in the door of the house?  It probably felt right.  That was a positive emotional reaction.  What you may be experiencing now is a temporarty negative emotional reaction that will pass.  Unless there is a new issue or new information that has come to light, you should attribute your feelings to simple anxiety or stress over making a big decision. 

2) Shopping Spree: Buyers are sometimes so excited about their new home that they go out and order new furniture, appliances, window treatments, and sometimes even a new car!  People get excited about buying their new home in Kalamazoo.  I had one client who went out and purchased a $10,000 lawn tractor on credit.  He figured he was going to need it and he could afford it, but this type of thing can create havoc with your credit and debt ratios that lenders look at to approve your loan. Sometimes excessive purchases can cause the lender to reduce the amount of your loan, placing your home purchase at risk.  Postpone additional shopping until after closing. Once you have moved in and are settled, you can start thinking about all the amenities and extras to make the new house your home.

So to summarize #2, When buying homes for sale Kalamazoo MI, you should avoid until after closing the following;  opening new credit accounts, buying anyhing on credit of any significant amount, changing your savings or checking account, changing where you bank, and depositing or withdrawing large sums of money into your accounts.

But you should: continue to pay your bills on time and of course you really should keep your job!

The top choice for information regarding homes for sale in Kalamazoo MI, home buying tips for Kalamazoo area homebuyers, selling a home in Kalamazoo MI or investing in Kalamazoo real estate, visit http://www.HomesofSWMichigan.com.
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